Complete the form below to apply for a loan. Our team will review your application and get back to you shortly. Step 1 of 7 - Applicant Details 0% IMPORTANT NOTICE In terms of the National Credit Act, 2005, a credit provider may only grant credit if it is satisfied that the consumer understands the risks, costs, and obligations and that the credit is affordable. A pre-agreement statement and quotation will be provided before any agreement is concluded. No credit will be granted until NCR registration is approved.CONSUMER ACKNOWLEDGEMENT I understand this is an application only, and Approval is not guaranteedApplicant DetailsHiddenApplication Reference Number Requested Amount(Required) Requested Term(Required) Purpose (Optional) Full Name(Required) Mobile Number(Required)Email Address(Required) ID Number(Required) Date of Birth(Required) DD slash MM slash YYYY Gender(Required)MaleFemaleCitizenship(Required)South African CitizenPermanent ResidentResidential Address(Required) Street Address City/Town Province Postal Code Country AfghanistanAlbaniaAlgeriaAmerican SamoaAndorraAngolaAnguillaAntarcticaAntigua and BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelarusBelgiumBelizeBeninBermudaBhutanBoliviaBonaire, Sint Eustatius and SabaBosnia and HerzegovinaBotswanaBouvet IslandBrazilBritish Indian Ocean TerritoryBrunei DarussalamBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCayman IslandsCentral African RepublicChadChileChinaChristmas IslandCocos IslandsColombiaComorosCongoCongo, Democratic Republic of theCook IslandsCosta RicaCroatiaCubaCuraçaoCyprusCzechiaCôte d'IvoireDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaFalkland IslandsFaroe IslandsFijiFinlandFranceFrench GuianaFrench PolynesiaFrench Southern TerritoriesGabonGambiaGeorgiaGermanyGhanaGibraltarGreeceGreenlandGrenadaGuadeloupeGuamGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHeard Island and McDonald IslandsHoly SeeHondurasHong KongHungaryIcelandIndiaIndonesiaIranIraqIrelandIsle of ManIsraelItalyJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKorea, Democratic People's Republic ofKorea, Republic ofKuwaitKyrgyzstanLao People's Democratic RepublicLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMacaoMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMartiniqueMauritaniaMauritiusMayotteMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMontserratMoroccoMozambiqueMyanmarNamibiaNauruNepalNetherlandsNew CaledoniaNew ZealandNicaraguaNigerNigeriaNiueNorfolk IslandNorth MacedoniaNorthern Mariana IslandsNorwayOmanPakistanPalauPalestine, State ofPanamaPapua New GuineaParaguayPeruPhilippinesPitcairnPolandPortugalPuerto RicoQatarRomaniaRussian FederationRwandaRéunionSaint BarthélemySaint Helena, Ascension and Tristan da CunhaSaint Kitts and NevisSaint LuciaSaint MartinSaint Pierre and MiquelonSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSint MaartenSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth Georgia and the South Sandwich IslandsSouth SudanSpainSri LankaSudanSurinameSvalbard and Jan MayenSwedenSwitzerlandSyria Arab RepublicTaiwanTajikistanTanzania, the United Republic ofThailandTimor-LesteTogoTokelauTongaTrinidad and TobagoTunisiaTurkmenistanTurks and Caicos IslandsTuvaluTürkiyeUS Minor Outlying IslandsUgandaUkraineUnited Arab EmiratesUnited KingdomUnited StatesUruguayUzbekistanVanuatuVenezuelaViet NamVirgin Islands, BritishVirgin Islands, U.S.Wallis and FutunaWestern SaharaYemenZambiaZimbabweÅland Islands Marital Status(Required)Select your marital statusSingleMarriedDivorcedWidowedSeparatedDomestic PartnershipNumber of Dependants(Required) Employment & BankingEmployer Name(Required) Employment Type(Required)Select your employment statusPermanentContractSelf-EmployedBank Name(Required) Account Number(Required) Account Type(Required) Confirmation I confirm this account belongs to me Financial InformationIncome HistoryMonth 1 Income(Required)Month 2 Income(Required)Month 3 Income(Required)Average Monthly Income(Required)Current IncomeNet Income (Take-home)(Required)Basic Salary (Gross)(Required)Commission(Required)Overtime(Required)Source of Other Income(Required)Rental IncomePensionMaintenanceFreelance IncomeBusiness IncomeInvestment IncomeCommission (Other)OtherOther Income Amount(Required)Other Total Monthly Income(Required)Monthly ExpensesHousing(Required)Food & Groceries(Required)Transport(Required)Utilities(Required)Insurance(Required)Medical Expenses(Required)School Fees(Required)Child Maintenance(Required)Airtime/Data(Required)Other Expenses(Required)Total Monthly Expenses(Required)Debt ObligationsPersonal Loans(Required)Credit Cards(Required)Store Accounts(Required)Vehicle Finance(Required)Other Debts(Required)Total Monthly Debt Repayments(Required)Financial Summary SummaryTotal Monthly Income(Required)Less Total Expenses(Required)Less Debt Repayments(Required)Disposable Income(Required) Supporting DocumentsUpload Payslip(s)Max. file size: 256 MB.Upload 3 Months Bank StatementsMax. file size: 256 MB.Upload Proof of AddressMax. file size: 256 MB.Upload ID CopyMax. file size: 256 MB.Self-employed Financial Statements (where applicable)Max. file size: 256 MB.SARS Documentation (where applicable)Max. file size: 256 MB. Consents & DeclarationCredit Assessment Consent I authorise Get Smart Financial Services CC to verify my identity, employment, income, banking information and credit profile for the purpose of assessing my loan application.Credit Bureau Consent I authorise Get Smart Financial Services CC to obtain my credit profile from registered credit bureaux and, where applicable, report my repayment behaviour.POPIA Consent I consent to the collection and processing of my personal information for credit assessment, loan administration, fraud prevention and legal compliance in accordance with POPIA.Electronic Communication I agree to receive quotations, agreements, notices and account-related communications electronically.Marketing Consent(Required) Yes No I would like to receive marketing communications from Get Smart Financial Services CC.Applicant Declaration I confirm that the information provided is true and complete, I have read and accept the Terms & Conditions and Privacy Policy, and I consent to the verification and processing of my information for this application.Terms & Conditions consent I have read and agree to the Terms & Conditions.Privacy policy consent I have read the Privacy Policy. Digital Acceptance Applicant's ID Number I confirm that the ID number provided above belongs to me I confirm electronic submissionSubmission Timestamp I confirm that I understand the risks, costs and obligations associated with entering into a credit agreement.Digital Signature Review & Submit